We aren't really good at taking vacation. We work more then other industralized nations, and are now at at a 40 year low in terms of how much vacation we take. It's pretty clear that are worse off because of this, and that we need to take more time off…

Job offers tend to be take-it-or-leave-it, with the employer dictating virtually every aspect of the job and even seemingly unrelated things such as your health care and retirement plans. If you have a valuable skill set, you may be able to negotiate a slightly higher salary, or get a bit…